The ability to add and subtract funds from an account depends on:
•Whether the account is independent or has a parent-child relationship--You can add funds to a parent account but not to a child account. You can transfer funds from the parent account to its child accounts. You can also transfer funds between child accounts that share the same parent account.
•The account's Overdraft Type setting on the General page:
oIf Do not allow negative account is selected--Prevents subtracting an amount greater than the current balance.
oIf Allow negative account is selected--No restriction on subtracting from the account.
oIf Automatic overdraft protection is selected--Allows subtracting an amount covered by the parent account's balance.
